Vehicle Inspection Reports

Hey there, Didsbury drivers! At McDonalds Insurance, we’re here to keep you in the loop on something that’s been buzzing around the insurance world lately: Vehicle Inspection Reports (VIRs).

If you’ve got a car, truck, or SUV that’s been cruising Alberta roads for a while, this one’s for you.

VIRs: Not New, Just Stricter

Let’s clear the air—VIRs aren’t some shiny new rule cooked up to make your life harder. They’ve always been part of the insurance game for older vehicles. But here’s the kicker: Insurance Companies are tightening the reins. Now, vehicles over 12 years old need a VIR —no ifs, ands, or buts.
Whether it’s your trusty ’90s pickup or that sedan you’ve babied since high school, if it’s 12 or older, it’s inspection time.

Why the Crackdown?

Insurance companies aren’t just being picky. Older vehicles can hide wear-and-tear issues—think rusty brakes, worn tires, or sketchy wiring—that could turn a fender bender into something worse. A VIR, done by a licensed mechanic, ensures your ride’s safe and roadworthy. It’s about protecting you, your passengers, and everyone else sharing the road.

What’s Involved—and Where Do You Go?

A VIR isn’t a full teardown of your car. It’s a straightforward check-up—think brakes, lights, steering, and a quick peek under the hood. In Alberta, any licensed mechanic shop can handle it, and lucky for us in Didsbury, we’ve got some fantastic local options.

Pro Tip: Keep It Local

We’re all about supporting Didsbury, so why not take your vehicle to a mechanic down the road? It’s fast, keeps money in our community, and gets you back on the highway (or that gravel backroad) with peace of mind.

Got questions about the process or need a nudge in the right direction?
Give us a call at 403-335-3442, we’re here to help.

Drive safe.