Discover the latest on Alberta's auto insurance reforms with insights from McDonalds Insurance. Learn how the 2025 rate cap rises to 7.5% (5% base + 2.5% rider for natural disasters like the Jasper wildfire), the 2027 shift to a Care-First no-fault model, and what it means for your premiums and claims.

Starting January 1, 2024, Albertans will only need to report collisions to the police if the property damage exceeds $5,000, a significant jump from the current threshold of $2,000.