People love to drop fifty grand on a kitchen renovation, or hand the car keys to their newly licensed teenager, and completely forget to tell their broker. It is truly amazing how many folks assume their insurance policy just magically updates itself via telepathy.

Think you know what your Home Insurance actually covers? Most people assume they’re protected… until the basement floods and the adjuster says 'No.'

We built a quick, 10-question Test Your Knowledge quiz to challenge your assumptions. It’s flash-card style, fast, and covers the tricky stuff—like sewer backup, mold, and the exclusions that catch people off guard.

If you’ve ever watched storm water rise down your street and thought, “I hope the basement holds,” you’re not alone. Sewer backups are one of Alberta’s most expensive and avoidable home disasters. The solution isn’t magic—it’s a backwater valve.

When the sky opens up and stormwater starts to rise, your sump pump protects everything you love in your basement — flooring, furniture, keepsakes, the works. It’s not glamorous, but it’s one of the hardest-working systems in your house.

The turkey is in the fryer (hopefully safely), the lights are up (hopefully securely), and your Amazon packages are sitting on the porch (hopefully not for long).

From protecting your jewelry to outsmarting porch pirates, check out our Holiday Survival Guide to keep your Christmas merry and claim-free.

Buying something shiny this year? 💍 Don't hide it in your sock drawer—that's the first place they look. Check out our guide on how to actually hide holiday gifts and why 'Scheduling' your jewelry is the only way to guarantee it's covered.

Your roof thinks it’s an airplane, and your garage door is a sail. Winter winds are here—is your home ready to stay put? Check our latest guide on wind-proofing before the freeze sets in.

Winter storms are one of the costliest natural disasters in Canadian history. We break down the physics of ice dams and the preventative steps you need to take now to avoid a messy claim later.

Most basement floods are preventable with a few strategic fixes and a little maintenance.

You may have noticed your insurance premiums going up, and we want to explain why—and how we can help.

In 2024 alone, the Jasper wildfire caused over $1 billion in insured damages, and the Calgary hailstorm racked up $3 billion—making it Canada’s costliest hail event ever.

As of January 1st 2020, the new Alberta Condo Legislation stipulates that a condominium corporation may recover up to $50,000 of the corporation’s deductible from a condo owner.

Discover how overland water coverage can protect your Didsbury home from spring thaw floods. Learn about snowmelt risks, preventive tips like sump pumps, and why this coverage is essential. Dive into the full guide now!

Discover how to protect your Valentine’s jewelry with McDonalds Insurance! Learn why scheduling high-value pieces is essential, offering coverage for accidental loss, theft, and damage beyond standard homeowners limits. Contact us to secure your peace of mind today.

The spooky season is finally here! (We are big Halloween fans – stop by the office for some candy).While we all love a good Halloween scare, it’s essential to ensure that safety is a top priority for your home and neighborhood. Halloween festivities can be fun, but they can also pose risks to your property.

Just like you prepare your home for the changing seasons, it’s essential to ensure that your insurance coverage aligns with your needs. In this blog post, we’ll talk about the steps for a fall home insurance check-up, offer a checklist for fall home maintenance, and explain the importance of seasonal coverage adjustments.

Understand how to protect your home and finances

Ah, the holidays! It’s that magical time of year when homes twinkle with lights, halls are decked with festive cheer, and warm gatherings fill our hearts with joy. Amid the celebrations, keeping safety and insurance in mind is crucial. Let’s explore some valuable tips to ensure a wonderful holiday season for you and your family.