We are officially selling Life Insurance!

To celebrate, we underwrote our first client: Santa Claus.

Between the BMI (cookies), the hazardous occupation (roof jumping), and the experimental aircraft (sleigh), his premiums are... high. But if we can cover him, we can cover you.

Buying something shiny this year? 💍 Don't hide it in your sock drawer—that's the first place they look. Check out our guide on how to actually hide holiday gifts and why 'Scheduling' your jewelry is the only way to guarantee it's covered.

Your roof thinks it’s an airplane, and your garage door is a sail. Winter winds are here—is your home ready to stay put? Check our latest guide on wind-proofing before the freeze sets in.

Winter storms are one of the costliest natural disasters in Canadian history. We break down the physics of ice dams and the preventative steps you need to take now to avoid a messy claim later.

Alberta is moving to a “Care-First, Privately Delivered” auto insurance system on January 1, 2027. The goal is faster access to treatment and more predictable costs by shifting the focus from court battles to care. The new framework was announced in late 2024, with legislation advanced in March 2025 and ongoing implementation through 2026.

In Alberta, distracted driving isn’t just a $300 mistake — it’s a fast track to higher premiums, lost discounts, and a spot on your insurer’s “risky driver” list. From phone habits to premium hikes, here’s why your next message can cost more than you think.

Most basement floods are preventable with a few strategic fixes and a little maintenance.

Selling a car privately generally means more money in your pocket than trading it in, plus the satisfaction of closing the deal yourself.
It also means extra steps to avoid scammers, legal headaches and the kind of buyer who suddenly “forgot” their wallet.

Albertans are paying some of the highest premiums in the entire country, yet the companies cashing those premium cheques are fleeing because, they claim, they can’t turn a profit.  

By going digital, you can access your policies anytime, anywhere—putting control back in your hands and eliminating the wait for paper documents lost in transit.

You may have noticed your insurance premiums going up, and we want to explain why—and how we can help.

In 2024 alone, the Jasper wildfire caused over $1 billion in insured damages, and the Calgary hailstorm racked up $3 billion—making it Canada’s costliest hail event ever.

As of January 1st 2020, the new Alberta Condo Legislation stipulates that a condominium corporation may recover up to $50,000 of the corporation’s deductible from a condo owner.

Standard Endorsement Forms (SEFs) allow you to customize your policy to fit your needs. Here’s a breakdown of five common SEFs in Alberta and how they can benefit you.

Worried about Alberta’s harsh driving conditions? SEF 43R and SEF 18 ensure your new vehicle is replaced at its current MSRP if totaled, even if prices have risen.

Is drivers’ training worth it in 2025? With Alberta premiums averaging $1,763 in 2024 and rising, we crunched the numbers—savings range from $48 to $549 for a male driver, $182 to $421 for a female. Learn how training boosts your insurance rating, enhances safety, and pays off long-term.

Learn about Vehicle Inspection Reports (VIRs) with McDonalds Insurance! Discover why Alberta insurers now require VIRs for vehicles over 12 years old, what’s involved in the check-up, and how to save money with local Didsbury mechanics for a safe, roadworthy ride. Contact us at 403-335-3442 for guidance.

Discover how overland water coverage can protect your Didsbury home from spring thaw floods. Learn about snowmelt risks, preventive tips like sump pumps, and why this coverage is essential. Dive into the full guide now!

We’re always keeping an eye on trends that could impact our clients’ premiums.
Lately, there’s been a buzz about Tesla vehicles—and not just because of their sleek design or electric efficiency

Discover how to protect your Valentine’s jewelry with McDonalds Insurance! Learn why scheduling high-value pieces is essential, offering coverage for accidental loss, theft, and damage beyond standard homeowners limits. Contact us to secure your peace of mind today.